<style>
:root{
  --navy:#0B376D;
  --blue:#1554A5;
  --cyan:#22B8D6;
  --yellow:#F4C430;
  --bg:#F3F7FC;
  --card:#FFFFFF;
  --text:#0B2B4C;
  --sub:#5D7896;
  --border:#D7E6F7;
  --shadow:0 12px 28px rgba(11,55,109,.10);
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}

body{
  font-family:"Sarabun","TH Sarabun New",Arial,sans-serif;
  background:var(--bg);
  color:var(--text);
  line-height:1.55;
}

a{text-decoration:none;color:inherit}

header{
  position:sticky;
  top:0;
  z-index:1000;
  background:linear-gradient(135deg,#1554A5,#0A2D59);
  padding:14px 6%;
  display:flex;
  justify-content:space-between;
  align-items:center;
  box-shadow:0 6px 18px rgba(11,55,109,.18);
}

.logo{
  color:#fff;
  font-size:24px;
  font-weight:900;
  line-height:1.15;
}

.logo small{
  display:block;
  font-size:13px;
  font-weight:400;
  opacity:.9;
}

nav a{
  color:#fff;
  margin-left:18px;
  font-size:15px;
  font-weight:800;
}

nav a:hover{color:var(--yellow)}

.hero{
  position:relative;
  overflow:hidden;
  padding:56px 6% 50px;
  display:grid;
  grid-template-columns:1.1fr .9fr;
  gap:24px;
  align-items:center;
  background:linear-gradient(135deg,#1554A5,#0A2D59);
}

.hero > div{position:relative;z-index:1}

.badge{
  display:inline-block;
  background:rgba(255,255,255,.16);
  color:#fff;
  border:1px solid rgba(255,255,255,.35);
  padding:6px 14px;
  border-radius:999px;
  font-weight:900;
  margin-bottom:12px;
  font-size:15px;
}

.hero h1{
  font-size:42px;
  line-height:1.15;
  margin-bottom:12px;
  color:#fff;
}

.hero p{
  font-size:18px;
  color:rgba(255,255,255,.88);
  margin-bottom:18px;
  max-width:680px;
}

.btn{
  display:inline-block;
  padding:10px 18px;
  border-radius:999px;
  font-size:16px;
  font-weight:900;
  margin:5px 6px 5px 0;
  transition:.2s;
}

.btn.primary{
  background:#fff;
  color:var(--navy);
}

.btn.secondary{
  background:rgba(255,255,255,.10);
  color:#fff;
  border:2px solid rgba(255,255,255,.55);
}

.btn:hover{transform:translateY(-2px)}

.hero-card{
  background:rgba(255,255,255,.95);
  border-radius:22px;
  padding:22px;
  box-shadow:0 14px 36px rgba(0,0,0,.14);
}

.hero-card h2{
  font-size:24px;
  color:var(--navy);
  margin-bottom:10px;
}

.hero-card ul{
  list-style:none;
  font-size:17px;
  color:var(--sub);
}

section{padding:36px 6%}

.section-title{
  font-size: 20px;
  color:var(--navy);
  margin-bottom:4px;
  font-weight:900;
}

.section-sub{
  font-size:17px;
  color:var(--sub);
  margin-bottom:18px;
}

/* ===== CARD ===== */

.grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(240px,1fr));
  gap:16px;
}

.card{
  position:relative;
  overflow:hidden;
  min-height:185px;
  padding:20px;
  border-radius:22px;
  border:1px solid rgba(21,84,165,.12);
  box-shadow:var(--shadow);
  transition:.25s ease;
  background:#fff;
}

.card::before{
  content:"";
  position:absolute;
  top:0;
  left:0;
  width:100%;
  height:7px;
  background:linear-gradient(90deg,#1554A5,#22B8D6,#F4C430);
}

.card::after{
  content:"";
  position:absolute;
  top:-70px;
  right:-70px;
  width:145px;
  height:145px;
  border-radius:50%;
  background:rgba(21,84,165,.10);
}

.card:hover{
  transform:translateY(-6px);
  box-shadow:0 20px 46px rgba(11,55,109,.16);
}

.card:nth-child(1){
  background:linear-gradient(135deg,#EAF5FF,#FFFFFF);
}

.card:nth-child(2){
  background:linear-gradient(135deg,#FFF6D9,#FFFFFF);
}

.card:nth-child(3){
  background:linear-gradient(135deg,#F3ECFF,#FFFFFF);
}

.card > *{
  position:relative;
  z-index:2;
}

.icon{
  width:52px;
  height:52px;
  border-radius:18px;
  display:grid;
  place-items:center;
  font-size:28px;
  margin-bottom:10px;
  background:#fff;
  box-shadow:0 10px 22px rgba(21,84,165,.12);
}

.card h3{
  font-size:22px;
  color:#061B46;
  margin-bottom:6px;
  font-weight:900;
}

.card p{
  font-size:16px;
  line-height:1.6;
  color:#173B63;
}

.checklist{
max-width:720px;
}

.checklist a{
display:block;
margin-top:12px;
}

.notice-box{
align-items:center;
}

footer{
  background:linear-gradient(135deg,var(--blue),#0A2D59);
  color:#fff;
  text-align:center;
  padding:18px 6%;
  font-size:15px;
}
/* ===== FAQ ===== */

.faq-list{
display:grid;
gap:12px;
margin-bottom:20px;
}

.faq-item{
display:block;

background:#fff;

border:1px solid var(--border);

border-left:8px solid #D7E6F7;

border-radius:18px;

overflow:hidden;

box-shadow:
0 6px 18px rgba(11,55,109,.06);

transition:.2s;

margin-bottom:0;
}

.faq-item:hover{
transform:translateY(-1px);
}

.faq-item summary{

display:block;

padding:14px 20px 10px;

cursor:pointer;

font-size:18px;

font-weight:800;

line-height:1.35;

list-style:none;

}

.faq-item summary::-webkit-details-marker{
display:none;
}

.faq-item p{

padding:
0
20px
14px;

margin:0;

font-size:15px;

line-height:1.5;

color:var(--sub);

}

.faq-item[open]{

box-shadow:
0 10px 24px rgba(11,55,109,.10);

}

.faq-item[open] summary{
padding-bottom:8px;
}

/* สี */

.faq-success{
border-left-color:#22C55E!important;
background:
linear-gradient(
90deg,
#F7FFF9,
#FFFFFF
)!important;
}

.faq-success summary{
color:#15803D!important;
}

.faq-warning{
border-left-color:#F4C430!important;
background:
linear-gradient(
90deg,
#FFFDF5,
#FFFFFF
)!important;
}

.faq-warning summary{
color:#A16207!important;
}

.faq-danger{
border-left-color:#EF4444!important;
background:
linear-gradient(
90deg,
#FFF7F7,
#FFFFFF
)!important;
}

.faq-danger summary{
color:#B91C1C!important;
}

.faq-info{
border-left-color:#3B82F6!important;
background:
linear-gradient(
90deg,
#F3F8FF,
#FFFFFF
)!important;
}

.faq-info summary{
color:#1D4ED8!important;
}

/* กลุ่ม */

.faq-group-title{

font-size:24px;

font-weight:900;

margin:
22px
0
8px;

}

.faq-green{
color:#15803D;
}

.faq-yellow{
color:#A16207;
}

.faq-red{
color:#B91C1C;
}

.faq-space{
height:12px;
}

/* mobile */

@media(max-width:768px){

.faq-item summary{
font-size:17px;
padding:13px 16px 8px;
}

.faq-item p{
font-size:15px;
padding:0 16px 12px;
}

.faq-group-title{
font-size:22px;
}

}

</style>